Terms of Service
Please read these Terms of Service ("Terms") carefully before using the LoveStock mobile application (the "App") operated by Purple Technology s.r.o. ("Purple Technology," "we," "us," or "our").
By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.
1. Description of Service
LoveStock is a stock discovery application that allows users to explore publicly listed companies through an interactive, swipe-based interface. The App provides:
- Company profiles with financial data and AI-generated content
- A matching system for discovering stocks aligned with your preferences
- AI-powered chat for learning about companies
- News alerts for matched stocks
- Optional broker integration for stock trading (when available)
2. Eligibility
You must be at least 18 years of age to use the App. By using the App, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
3. Account Registration
3.1 Sign In with Apple
The App uses Sign In with Apple as its authentication method. By signing in, you authorize us to receive and store the information provided by Apple as described in our Privacy Policy.
3.2 Guest Access
You may use certain features of the App without creating an account. Guest users have limited functionality and their data is stored only on their device.
3.3 Account Security
You are responsible for maintaining the security of your Apple ID and any device used to access the App. You agree to notify us immediately of any unauthorized use of your account.
4. Acceptable Use
You agree not to:
- Use the App for any unlawful purpose or in violation of any applicable laws or regulations
- Attempt to gain unauthorized access to the App, its servers, or any related systems
- Interfere with or disrupt the integrity or performance of the App
- Attempt to reverse-engineer, decompile, or disassemble any portion of the App
- Use automated scripts, bots, or other means to access or interact with the App
- Manipulate or attempt to manipulate any trading functionality
- Use the App to engage in market manipulation, insider trading, or any other prohibited trading practice
- Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity
- Collect or harvest any information from other users of the App
With respect to financial data and company information displayed in the App, you agree not to:
- Copy, reproduce, redistribute, resell, or commercially exploit any financial data, company profiles, or market information obtained through the App
- Use automated scripts, web scrapers, bots, or any other automated means to extract financial data or company information from the App
- Use financial data obtained through the App to create competing products or services
- Redistribute or re-package financial data obtained through the App to any third party
5. Financial Information Disclaimer
5.1 Not Financial Advice
The App does not provide financial, investment, tax, or legal advice. All company information, financial data, AI-generated content, stock recommendations, and chat responses are provided for informational and educational purposes only.
5.2 No Guarantee of Accuracy
While we strive to provide accurate information, we make no representations or warranties regarding the accuracy, completeness, or timeliness of any financial data displayed in the App. Company data is sourced from third-party providers (Financial Modeling Prep) and may contain errors, omissions, or delays.
5.3 AI-Generated Content
Certain content in the App, including company profiles, chat responses, and recommendations, is generated by artificial intelligence. AI-generated content may contain inaccuracies, biases, or outdated information and should not be relied upon as the sole basis for any investment decision.
5.4 Investment Risk
Investing in stocks involves risk, including the possible loss of principal. Past performance is not indicative of future results. You should consult a qualified financial advisor before making any investment decisions. We are not responsible for any investment decisions you make based on information obtained through the App.
6. Broker Integration
6.1 Third-Party Broker Services
The App may allow you to connect to third-party brokerage services. These broker services are provided by independent third parties, not by Purple Technology.
6.2 Broker Terms
Your use of any broker service is subject to the terms, conditions, and privacy policies of that broker. Purple Technology is not a party to any agreement between you and a broker and is not responsible for broker services, including:
- Execution or non-execution of trades
- Broker account management
- Fees, commissions, or charges imposed by the broker
- The accuracy of broker-provided data
6.3 Broker Verification
To connect a broker account, you may be required to verify your identity through the broker's verification process. You represent that all information provided during verification is accurate and complete.
6.4 Trading Availability
Trading features may not be available in all regions or at all times. We reserve the right to enable, disable, or modify trading features at our discretion.
7. Intellectual Property
7.1 Our Property
The App, including its design, text, graphics, logos, icons, images, software, and all other content, is the property of Purple Technology or its licensors and is protected by copyright, trademark, and other intellectual property laws.
7.2 Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for your personal, non-commercial use, subject to these Terms.
7.3 Third-Party Content
Company logos, names, and financial data displayed in the App are the property of their respective owners and are used for informational purposes. Their inclusion does not imply any endorsement by or affiliation with Purple Technology.
8. User Content
8.1 Chat Messages
Messages you send through the AI chat feature are processed to generate responses and may be stored as described in our Privacy Policy. You retain ownership of the content of your messages.
8.2 License to User Content
By submitting content through the App, you grant us a worldwide, non-exclusive, royalty-free license to use, process, and store such content solely for the purpose of operating and improving the App and providing its features to you. This license does not permit us to use your content to train artificial intelligence models.
9. Push Notifications
By enabling push notifications, you consent to receive stock news alerts and other notifications from the App. You may disable notifications at any time through your device settings.
10. Disclaimers
10.1 "As Is" Basis
THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
10.2 No Warranty
We do not warrant that:
- The App will be uninterrupted, timely, secure, or error-free
- The results obtained from the App will be accurate or reliable
- Any defects in the App will be corrected
- Real-time stock data or trading functionality will be available at all times
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PURPLE TECHNOLOGY, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR:
- Any indirect, incidental, special, consequential, or punitive damages
- Any loss of profits, data, use, goodwill, or other intangible losses
- Any damages resulting from your access to or use of (or inability to access or use) the App
- Any damages resulting from any trading decisions made based on information provided through the App
- Any damages resulting from unauthorized access to or alteration of your data
- Any damages resulting from the conduct of any third party on the App
Our total liability to you for all claims arising from or relating to the App shall not exceed the amount you paid us, if any, in the twelve (12) months preceding the claim.
12. Indemnification
You agree to defend, indemnify, and hold harmless Purple Technology and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the App, your violation of these Terms, or your violation of any rights of another.
13. Termination
13.1 By You
You may stop using the App at any time by deleting it from your device. To delete your account and associated data, contact us at lovestock@purple-technology.com.
13.2 By Us
We may suspend or terminate your access to the App if you materially breach these Terms or violate applicable law. Where the nature of the breach permits, we will provide you with notice and a reasonable opportunity to remedy the breach before termination. We reserve the right to suspend access immediately and without prior notice where necessary to protect the security of the App, its users, or third parties, or where required by law.
13.3 Effect of Termination
Upon termination, your right to use the App will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive (including Sections 5, 10, 11, 12, and 15).
14. Changes to Terms
We reserve the right to modify these Terms at any time. We distinguish between two types of changes:
- Material changes (including changes to data processing, user rights, liability, or paid features): We will notify you in advance through the App and require your active acceptance before the changes take effect. If you do not accept material changes, you may terminate your use of the App.
- Non-material changes (such as clarifications, corrections, or updates reflecting changes in applicable law): We will notify you by posting the updated Terms in the App and updating the "Last Updated" date. Your continued use of the App after such changes constitutes your acceptance.
15. Governing Law and Dispute Resolution
15.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Czech Republic, without regard to its conflict of law provisions.
15.2 Jurisdiction
Any disputes arising from these Terms or your use of the App shall be subject to the exclusive jurisdiction of the courts of the Czech Republic.
15.3 EU Dispute Resolution
If you are a consumer in the European Union, you may also make use of the European Commission's Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr/.
16. Severability
If any provision of these Terms is held to be unenforceable or invalid, such provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
17. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Purple Technology regarding the use of the App and supersede any prior agreements.
18. Contact Us
If you have any questions about these Terms, please contact us:
Purple Technology s.r.o.
Email: lovestock@purple-technology.com
Address: Masarykova 410/28, Brno-město, 602 00 Brno, Czech Republic